Your Cat Financial Commercial Account

The Cat Financial Commercial Account provides you with the resources you need with flexibility you can depend on. Use your Commercial Account to pay for parts & service, attachments, or rentals at any Cat® Dealer, Cat® Rental Store, or participating dealers in the U.S.

Cat Financial Commercial Account Benefits

  • Competitive interest rates and flexible terms
  • One convenient account valid at any Cat® Dealer or Cat® Rental Store
  • No annual fee or collateral required
  • One-time credit approval
  • One easy monthly statement
  • Track your account activity by location 
  • 24/7 account management

No matter what industry you’re in, Commercial Account can help. The added flexibility and convenience will help you get more out of your business. Apply Now.

Have questions about Commercial Account? Check out the most Frequently Asked Questions for answers.


0% on Machine and Engine Parts

For a limited time, receive 0% financing up to 12 months or 2.9% for 18 months on new or reman Cat parts, with or without service, for machines and engines when you use your Cat Financial Commercial Account.* 

*Terms subject to change, offer valid from January 1, 2018 through December 31, 2018. Subject to credit approval. Certain restrictions apply. Contact your Hawthorne Cat Product Support Sales Representative for details. Dealer service not required but can be included if the parts represent at least 50% of invoice. A $1,000 minimum purchase per invoice is required.

Download Brochure - Cat Financial Commercial Account


0% on Cat Work Tools

For a limited time, receive 0% financing for 12 months on select Cat Work Tools when you use your Cat Financial Commercial Account.*

*Terms subject to change, offer valid through December 31, 2018. Subject to credit approval. Certain restrictions apply. Contact your Hawthorne Cat Product Support Sales Representative for details.

Download Brochure - Cat Financial Commercial Account


0% on Cat Marine Engine Parts

For a limited time, receive 0% financing up to 12 months or 2.9% for 18 months on new or reman Cat parts, with or without service, for your marine engines when you use your Cat Financial Commercial Account. Ask about our special terms for marine engine repower customers.*

*Terms subject to change, offer valid from January 1, 2018 through December 31, 2018. Subject to credit approval. Certain restrictions apply. Contact your Hawthorne Cat Product Support Sales Representative for details. Dealer service not required but can be included if the parts represent at least 50% of invoice. A $1,000 minimum purchase per invoice is required.

Download Brochure - Cat Financial Commercial Account


0% on Technology Hardware and Subscriptions

For a limited time, receive 0% financing up to 12 months or 2.9% for 18 months on new or reman Cat parts, with or without service, for technology hardware and subscriptions when you use your Cat Financial Commercial Account.*

*Terms subject to change, offer valid from January 1, 2018 through December 31, 2018. Subject to credit approval. Certain restrictions apply. Contact your Hawthorne Cat Product Support Sales Representative for details. Dealer service not required but can be included if the parts represent at least 50% of invoice. A $1,000 minimum purchase per invoice is required.

Download Brochure - Cat Financial Commercial Account


Special Financing | Extended Protection or Physical Damage Insurance

For a limited time, receive 0% financing up to 12 months or 2.9% for 18 months on Extended Protection or Physical Damage Insurance for machines and engines when you use your Cat Financial Commercial Account.*

*Terms subject to change, offer valid from January 1, 2018 through December 31, 2018. Subject to credit approval. Certain restrictions apply. Contact your Hawthorne Cat Product Support Sales Representative for details. Dealer service not required but can be included if the parts represent at least 50% of invoice. A $1,000 minimum purchase per invoice is required.

Download Brochure - Cat Financial Commercial Account