Cat® Card Program

No matter your needs, the Cat® Commercial Card can help you get the most out of your business. The Cat Card Program provides customers with consumer and commercial financing options for the flexibility and convenience to finance parts, services, and equipment rentals at participating Cat dealers or Cat Rental Stores in the U.S., including Hawthorne Cat.

Hawthorne Cat has the resources you need, whenever you need them. Count on us to give you peace of mind knowing you’re covered with the purchasing power of the Cat Commercial Card.

Cat Card Features and Benefits:

  • Receive special financing offers and flexible payment terms
  • Access 24/7 account management and make secure online payments
  • Optimize your dedicated line of credit for Cat purchases
  • Enjoy $0 liability on possible fraudulent purchases


Choose the card that works best for your business.

Cat Commercial Card
(Revolving Account Card)

  • Dedicated, revolving credit line for commercial Cat purchases
  • Receive special financing options and flexible payment terms*
  • Enjoy special, periodic promotional offers on select Cat machines
  • Equipment rentals allowed with payment amounts due in full
  • Commercial card purchases aggregate to your monthly balance
  • Variable APR on revolving balance
  • Invoice-level purchase details included with each monthly statement
  • Relax with a 25-day grace period
  • Joint & several liability with the option for business-only underwriting

Apply Now

Cat Commercial Card
(Invoice Card)

  • Dedicated, reusable credit line for commercial Cat purchases
  • Invoicing is batched monthly
  • Terms are 30 days from the invoice batch date
  • Equipment rentals allowed payment due in full
  • Options for purchase order (P.O.) required
  • No APR on purchases; payment amounts due in full
  • National Account options (master/sub accounts) available
  • For business underwriting use only

Apply Now

Cat Commercial Card
(Consumer)

  • Dedicated, revolving credit line for Cat consumers
  • Receive special financing options and flexible payment terms*
  • Enjoy special, periodic promotional offers on select Cat purchases
  • Equipment rentals allowed
  • Commercial card purchases aggregate to your monthly balance
  • Capture invoice-level details; each purchase independently batched for monthly statements
  • Variable APR on revolving balance
  • Relax with a 25-day grace period
  • For personal, family, and household use only

Apply Now

*Ask a Hawthorne Cat Product Support Sales Representative about our current special offers and promotion deals.


Contact Hawthorne Cat today to learn more about the Cat Card Program.

Contact Mariam Ehya, Hawthorne Senior Finance Analyst, at 858.674.7013 for more details or apply today.


Special | 0% for 24 months on Cat Work Tools

For a limited time, receive 0% financing for 24 months on qualifying Cat Work Tool purchases of $1,000 or more when you use your Cat Commercial Card.*

View All Cat Card Offers

* With credit approval for qualifying purchases made at participating dealerships located in the United States on a Cat® Commercial Revolving Account. 0% APR on purchases of $1,000 or more made from January 1, 2020 through December 31, 2020 until balance is paid in full. The amount of the monthly payments will be equal to the total purchase amount (including taxes) divided by 24, rounded to the nearest dollar. If you have other balances or late payments on your account, the number of payments advertised may not pay off the balance. See account agreement for details. Offer valid for Accounts in good standing; see dealership for details. May not be combined with any other credit promotion offer. Purchase must be made in a single transaction.